Lending Green: Step-by-Step

This chart demonstrates that the processes involved in green lending are those that lenders already do, every day—what’s required is not a major overhaul of decades-old underwriting practices, only a modest set of tweaks that would make all real property lending into energy efficiency lending.

The standards to be applied have already been created, through an effort called the Investor Confidence Project (ICP). The ICP drew on many of the world’s leading energy engineers and practitioners to compile and streamline the best energy efficiency practices available. They then tied them together into a seamless process that matches the loan cycle, from origination through servicing.